FREQUENTLY ASKED QUESTIONS AND OTHER INFORMATION

FREQUENTLY ASKED QUESTIONS AND OTHER INFORMATION

This information is generic and may not pertain to every policy. Please read your policy or give us a call to see if there is any deviation. This section is intended to be a general guide.

1. Is flood covered by my homeowners insurance? NO. A Flood Insurance policy is needed.

2. If my four-wheeler, dirt bike, jet-ski, or mini-bike is stolen, does my homeowners insurance cover that? NO. A separate policy is needed for those machines.

3. If my roof leaks during a heavy rain, is it covered? Depends. If a covered peril such as wind damages the roof first, YES. If the roof is in a deteriorated status, NO.

4. Should I agree to the Collision Damage Waiver Agreement on a rental car? YES. Even if you have comprehensive and collision coverage on your personal auto, there are circumstances that may not be covered on a rented auto. Check your rental contract very carefully.

YOU SHOULD ALWAYS READ YOUR POLICY AND CONTACT YOUR AGENT IF YOU HAVE ANY QUESTIONS REGARDING SPECIFIC COVERAGE.